Bharat Kumta

Bharat Kumta is Senior Vice President and Global Head, Banking and Financial Services Practice at Coforge. With more than 30 years of industry experience, Bharat has held CIO and CTO roles at JPMorgan Chase, Barclays, and First Republic Bank, and has also led business technology initiatives at Goldman Sachs and Citigroup before moving into technology consulting. This experience across banking, wealth management, capital markets, and financial crime shapes Bharat’s focus on helping financial institutions move AI from pilot programs into production.

At Coforge, Bharat leads engagements with financial institutions, including Northern Trust, Fifth Third Bank, Charles Schwab, SEI, LPL, HSBC, Santander, and such firms, helping them modernize core technology and deploy agentic AI solutions that deliver measurable business outcomes.

Expertise:

• Enterprise and Agentic AI for Financial Services
• AI-Native Operating Models and Enterprise Autonomy
• Banking and Financial Services Digital Transformation
• Wealth Management and Capital Markets Technology
• Lending, Payments, and Financial Crime Transformation
• AI Strategy, Technology Modernization, and Cloud Adoption
• Business-Led Technology Strategy and Innovation