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Conversation with Pathbreakers
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Coforge: Where AI engineering meets industry expertise.

Learn about our company, our vision and values, and the 45,000+ professionals enabling businesses to harness the power of AI.

Learn more about Coforge
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Industries

See All
Banking & Financial Services
Insurance
Travel
Healthcare & Life Sciences
Public Sector
Hi-Tech
Telecom, Media, Automotive, and Energy
Retail, Consumer Packaged Goods (CPG), and Hospitality

Capabilities

Engineering Enterprise Platforms: Pega Data Enterprise Platforms: Appian Cloud Enterprise Platforms: Salesforce Quality Engineering Enterprise Platforms: ERP AI-Led Business Process Solutions Enterprise Platforms: MuleSoft Experience Global Capability Centers

Who We Are

About Us Newsroom Leadership Partners Locations Careers Awards & Recognitions ESG Learn more about Coforge
Coforge: Where AI engineering meets industry expertise.

Learn about our company, our vision and values, and the 45,000+ professionals enabling businesses to harness the power of AI.

Learn more about Coforge
Composable Enterprise

Resources

Case Studies Conversation with Pathbreakers Blogs White Papers Tech PoV and Insights

Resources

Case Studies
Conversation with Pathbreakers
Blogs
White Papers
Tech PoV and Insights

BLOG | AUTHOR | BHARAT KUMTA

Bharat Kumta

Bharat Kumta

Bharat Kumta is Senior Vice President and Global Head, Banking and Financial Services Practice at Coforge. With more than 30 years of industry experience, Bharat has held CIO and CTO roles at JPMorgan Chase, Barclays, and First Republic Bank, and has also led business technology initiatives at Goldman Sachs and Citigroup before moving into technology consulting. This experience across banking, wealth management, capital markets, and financial crime shapes Bharat’s focus on helping financial institutions move AI from pilot programs into production.

At Coforge, Bharat leads engagements with financial institutions, including Northern Trust, Fifth Third Bank, Charles Schwab, SEI, LPL, HSBC, Santander, and such firms, helping them modernize core technology and deploy agentic AI solutions that deliver measurable business outcomes.

Areas of Expertise:

  • Enterprise and Agentic AI for Financial Services
  • AI-Native Operating Models and Enterprise Autonomy
  • Banking and Financial Services Digital Transformation
  • Wealth Management and Capital Markets Technology
  • Lending, Payments, and Financial Crime Transformation
  • AI Strategy, Technology Modernization, and Cloud Adoption
  • Business-Led Technology Strategy and Innovation

More articles from Bharat Kumta

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Artificial Intelligence | Banking and Financial Services

From AI Pilots to Autonomous Decisions: The Next Operating Model for Financial Services